Terms of Use – Prime Insurance Hub

Effective Date: October 10, 2024
Last Updated: December 19, 2025
Company: Prime Insurance Hub

Welcome to the Prime Insurance Hub Terms of Use page. These Terms of Use (“Terms”) govern your access to and use of our website, tools, and services. By visiting or using our site, you agree to comply with these Terms of Use and acknowledge your responsibilities as a user of Prime Insurance Hub. Please read these Terms of Use carefully, as they outline your rights, responsibilities, and the rules that apply when interacting with our website or requesting insurance services.

1. Services Provided

Prime Insurance Hub is an independent insurance agency. Our Terms of Use apply to all visitors who use our website to access insurance information, request quotes, or enroll in insurance plans. We provide:

Insurance quotes from multiple licensed carriers.
Guidance and enrollment support for Medicare, ACA, Auto, Final Expense, Life, and MVA insurance products.
Educational resources to help customers make informed decisions.

We do not underwrite insurance directly; all policies are issued by licensed carriers. The Terms of Use clarify that Prime Insurance Hub serves as a facilitator and advisor, helping you choose coverage that fits your needs.

2. Eligibility

By using our site or services, you confirm that you:

Are at least 18 years old.
Are a resident of the United States.
Provide accurate, complete, and truthful information.

Your use of our site under these Terms of Use ensures compliance with applicable federal and state regulations.

3. Quotes & Enrollments

Insurance quotes provided on our website are estimates and may change. Final rates, eligibility, and terms are determined by the insurance carrier. By submitting your information, you consent to being contacted by our licensed agents via phone, email, or SMS, as permitted under the TCPA.
These Terms of Use make clear that submitting a quote request does not guarantee coverage, and final policy approval depends solely on the issuing insurance company.

4. Use of Website

Under these Terms of Use, you agree to use our website only for lawful purposes. Prohibited actions include:

Attempting unauthorized access to our systems.
Misusing the website to transmit harmful or fraudulent content.
Copying, distributing, or exploiting website content without written permission.

These rules ensure that all users have a safe and secure experience.

5. Limitation of Liability

Prime Insurance Hub is not liable for:

Decisions made based on information provided on our site.
Errors or omissions in insurance quotes provided by third-party carriers.
Any damages resulting from use or inability to use the website.

All insurance policies remain subject to the terms and conditions of the issuing carrier, as stated in our Terms of Use.

6. No Guarantee of Coverage

Submitting a request for a quote does not guarantee insurance coverage. Approval and final terms are determined solely by the insurance carrier. Our Terms of Use clarify that Prime Insurance Hub facilitates access to insurance but does not guarantee approval.

7. Intellectual Property

All content on this website, including text, graphics, logos, and design, is the property of Prime Insurance Hub and protected by copyright law. Unauthorized use is prohibited under these Terms of Use.

8. Third-Party Links

Our website may contain links to third-party websites. Prime Insurance Hub is not responsible for the content, security, or practices of these external websites. The Terms of Use specify that use of linked websites is at your own risk.

9. Indemnification

You agree to indemnify and hold harmless Prime Insurance Hub, its employees, and agents from any claims, damages, or expenses arising from your use of our services or website. This section ensures both parties understand their rights and responsibilities under these Terms of Use.

10. Governing Law

These Terms of Use are governed by the laws of the State of Texas and applicable federal laws. Any disputes will be resolved in Texas courts.

11. Contact Us

For questions about these Terms & Conditions, contact us at:

Prime Insurance Hub
📞 Phone: +1 (341) 208 1869
📧 Email: support@primeinsurancehub.com
🌐 Website: https://primeinsurancehub.com