Introduction
Turning 65 or retiring soon? Navigating Medicare can feel overwhelming. But once you understand its parts, choosing the right coverage becomes much easier.
The Four Parts of Medicare
Part A — Hospital Insurance
Covers inpatient hospital stays, skilled nursing care, and hospice. Most people don’t pay a premium for Part A.
Part B — Medical Insurance
Covers doctor visits, outpatient care, lab tests, and preventive services.
Part C — Medicare Advantage
An alternative to Original Medicare, offered by private insurers. Combines Parts A & B and often includes Part D (prescription drugs) plus extra benefits like dental and vision.
Part D — Prescription Drug Coverage
Helps pay for medications prescribed by your doctor.
Common Questions
- Do I need all parts? It depends on your health needs and budget.
- Can I change my plan later? Yes—during the Medicare Annual Enrollment Period (October 15 – December 7).
Final Thoughts
Understanding your Medicare options ensures you get the coverage you need without overpaying.
👉 Speak to one of our Medicare specialists today for a personalized plan comparison.