Introduction
Whether you own a car, a house, or both, insurance is essential to protect your investments. But many people don’t fully understand what each policy covers—or why having both is crucial. Let’s break it down.
What Auto Insurance Covers
Auto insurance helps protect you financially after a car accident, theft, or damage.
- Liability coverage: Pays for damage or injuries you cause to others.
- Collision coverage: Covers damage to your car after an accident.
- Comprehensive coverage: Covers non-collision events like theft, fire, or weather damage.
What Home Insurance Covers
Homeowners insurance protects your property and belongings against unexpected events.
- Dwelling coverage: Repairs or rebuilds your home after damage.
- Personal property: Replaces stolen or damaged belongings.
- Liability protection: Covers injuries or property damage you cause to others.
- Additional living expenses: Pays for temporary housing if your home becomes unlivable.
Why You Need Both
If you only have one type of insurance, you’re leaving a major gap. Auto insurance covers the road, while home insurance covers your living space. Bundling both can also earn you multi-policy discounts, saving you hundreds each year.
Final Thoughts
Your home and car are two of your biggest assets—make sure both are protected.
👉 Get a free quote today and see how much you can save by bundling auto and home insurance.